:root{--page:#F7F7F9;--card:#FFF;--ink:#17171C;--sub:#6B7280;--line:#E5E7EB;--line-2:#EFF0F3;
  --indigo:#3730A3;--indigo-d:#2B2580;--indigo-soft:#EEF0FB;--serif:'Noto Serif KR',Georgia,serif;--pad:clamp(1rem,3vw,2rem)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:5rem}
body{font-family:'Pretendard','Apple SD Gothic Neo',sans-serif;color:var(--ink);background:var(--page);line-height:1.6;-webkit-font-smoothing:antialiased;padding-bottom:64px}
@media(min-width:1000px){body{padding-bottom:0}}
body.ads-off .ad{display:none!important}body.ads-off{padding-bottom:0}
a{color:inherit;text-decoration:none}
.in{max-width:1180px;margin:0 auto;padding:0 var(--pad)}

/* Header */
.hdr{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}
.hdr .in{display:flex;align-items:center;gap:1.2rem;height:64px}
.logo{font-size:1.3rem;font-weight:800;letter-spacing:-.03em;white-space:nowrap}.logo .d{color:var(--indigo)}
.hsearch{flex:1;max-width:26rem;position:relative;display:none}
@media(min-width:760px){.hsearch{display:block}}
.hsearch input{width:100%;border:1px solid var(--line);border-radius:10px;padding:.6rem .9rem .6rem 2.2rem;font-family:inherit;font-size:.9rem;background:var(--page)}
.hsearch input:focus{outline:none;border-color:var(--indigo);background:#fff}
.hsearch .ic{position:absolute;left:.75rem;top:50%;transform:translateY(-50%);color:var(--sub);font-size:.9rem}
.hnav{display:none;gap:1.1rem;font-size:.88rem;font-weight:600;color:var(--sub);margin-left:auto}
.hnav a:hover{color:var(--ink)}.hnav a.on{color:var(--indigo)}
@media(min-width:1000px){.hnav{display:flex}}

/* 광고 슬롯 (높이 예약 = CLS 방지) */
.ad{position:relative;display:flex;align-items:center;justify-content:center;text-align:center;background:#F1F2F5;
  border:1px dashed #D3D6DE;border-radius:10px;color:#9AA0AA;font-family:'Pretendard',sans-serif;font-size:.76rem;overflow:hidden}
.ad::before{content:"광고";position:absolute;top:6px;left:8px;font-size:.62rem;font-weight:800;color:#A9AEB8;background:#fff;border:1px solid #E3E5EA;border-radius:4px;padding:1px 5px}
.ad img{width:100%;height:100%;object-fit:contain;display:block}
.ad-live{padding:0;border-style:solid;border-color:#E3E5EA;cursor:pointer}
.ad-live::before{display:none}   /* 업로드 배너는 이미지에 AD 표기 포함 → 배지 숨김 */
/* 가로 배너 = 머니핏과 동일 사이즈 (같은 소재 재사용) */
.ad-leaderboard{width:100%;max-width:660px;aspect-ratio:660/140;margin:1rem auto}      /* 슬림 660×140 */
.ad-inarticle,.ad-infeed,.ad-bottom{width:100%;max-width:620px;aspect-ratio:620/210;margin:2rem auto} /* 가로 620×210 */
.ad-side{min-height:600px;margin-top:1.3rem;display:none}   /* 세로 사이드바 300×600 (형태가 달라 유지) */
@media(min-width:1000px){.ad-side{display:flex}}
.ad-anchor{position:fixed;left:0;right:0;bottom:0;z-index:50;min-height:60px;border-radius:0;border-left:0;border-right:0;border-bottom:0}
@media(min-width:1000px){.ad-anchor{display:none}}

/* Hero (home) */
.hero{background:#fff;border-bottom:1px solid var(--line)}
.hero .in{padding:3rem var(--pad) 2.6rem;text-align:center}
.hero h1{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:800;letter-spacing:-.035em;margin-bottom:.6rem}.hero h1 .d{color:var(--indigo)}
.hero p{color:var(--sub);font-size:clamp(.92rem,2vw,1.05rem);margin-bottom:1.6rem}
.bigsearch{position:relative;max-width:36rem;margin:0 auto}
.bigsearch input{width:100%;border:1.5px solid var(--indigo);border-radius:12px;padding:1rem 1rem 1rem 2.8rem;font-family:inherit;font-size:1rem}
.bigsearch input:focus{outline:none;box-shadow:0 0 0 3px var(--indigo-soft)}
.bigsearch .ic{position:absolute;left:1rem;top:50%;transform:translateY(-50%);color:var(--indigo)}
.hot{display:flex;gap:.4rem;flex-wrap:wrap;justify-content:center;margin-top:1rem}
.hot span{font-size:.72rem;color:var(--sub);align-self:center;margin-right:.2rem}
.hot a{font-size:.8rem;font-weight:600;color:var(--sub);background:var(--page);border:1px solid var(--line);border-radius:999px;padding:.35rem .8rem}
.hot a:hover{border-color:var(--indigo);color:var(--indigo)}

/* Sections */
.sec{padding:2.4rem 0}
.sec-h{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:1.1rem}
.sec-h h2{font-size:1.25rem;font-weight:800;letter-spacing:-.02em}
.sec-h a{font-size:.82rem;color:var(--sub);font-weight:600}.sec-h a:hover{color:var(--indigo)}
.cats{display:grid;grid-template-columns:repeat(auto-fill,minmax(15rem,1fr));gap:.9rem}
.cat{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.2rem;transition:.15s}
.cat:hover{border-color:var(--indigo);box-shadow:0 8px 20px -14px rgba(55,48,163,.5)}
.cat .ic{width:2.4rem;height:2.4rem;border-radius:8px;background:var(--indigo-soft);display:grid;place-items:center;font-size:1.2rem;margin-bottom:.7rem}
.cat h3{font-size:1rem;font-weight:800;margin-bottom:.2rem}.cat p{font-size:.82rem;color:var(--sub)}
.cat .n{font-size:.72rem;color:var(--indigo);font-weight:700;margin-top:.5rem}
.cols{display:grid;gap:1.6rem}
@media(min-width:900px){.cols{grid-template-columns:1.6fr 1fr;gap:2.4rem}}
.list{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.item{display:block;padding:1rem 1.2rem;border-bottom:1px solid var(--line-2)}
.item:last-child{border-bottom:none}.item:hover{background:var(--indigo-soft)}
.item .k{font-size:.7rem;font-weight:800;color:var(--indigo);margin-bottom:.15rem}
.item .n{font-weight:700;font-size:.95rem;letter-spacing:-.01em}
.item .s{font-size:.8rem;color:var(--sub);margin-top:.15rem}
.item .m{font-size:.72rem;color:#A0A5AE;margin-top:.35rem}
.rank{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.1rem 1.2rem}
.rank .t{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--sub);margin-bottom:.8rem}
.rank a{display:flex;gap:.7rem;align-items:baseline;padding:.5rem 0;border-bottom:1px solid var(--line-2);font-size:.88rem}
.rank a:last-child{border-bottom:none}.rank a:hover{color:var(--indigo)}
.rank .no{font-weight:800;color:var(--indigo);width:1rem;flex-shrink:0}
.glossary-cta{background:var(--indigo);border-radius:14px;color:#fff;padding:1.8rem;display:flex;gap:1.2rem;align-items:center;flex-wrap:wrap}
.glossary-cta .t{flex:1;min-width:16rem}
.glossary-cta h3{font-size:1.25rem;font-weight:800;margin-bottom:.3rem}
.glossary-cta p{font-size:.88rem;color:#C9C6F0}
.glossary-cta .chars{display:flex;gap:.35rem;flex-wrap:wrap;margin-top:.9rem}
.glossary-cta .chars a{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.2);border-radius:7px;padding:.3rem .55rem;font-size:.8rem;font-weight:700}
.glossary-cta .chars a:hover{background:#fff;color:var(--indigo)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;border:none;cursor:pointer;font-family:inherit;font-weight:700;
  border-radius:9px;padding:.8rem 1.25rem;font-size:.92rem;background:var(--indigo);color:#fff;transition:.15s;white-space:nowrap}
.btn:hover{background:var(--indigo-d)}
.btn-white{background:#fff;color:var(--indigo)}
.btn-ghost{background:#fff;color:var(--indigo);border:1px solid var(--indigo)}
.btn-lg{width:100%;padding:.95rem}

/* Breadcrumb / page head */
.crumb{font-size:.78rem;color:var(--sub);padding:1rem 0 .2rem}
.crumb a:hover{color:var(--indigo)}.crumb span{margin:0 .35rem}
.phead{padding:.4rem 0 1.2rem}
.phead h1{font-size:clamp(1.5rem,3.2vw,2rem);font-weight:800;letter-spacing:-.03em;margin-bottom:.4rem}
.phead p{color:var(--sub);font-size:.92rem}

/* Doc (article) */
.doc{display:grid;gap:2rem;padding:.6rem 0 3rem}
@media(min-width:1000px){.doc{grid-template-columns:210px minmax(0,1fr) 220px;gap:2.4rem}}
.rail{font-size:.88rem}
@media(min-width:1000px){.rail{position:sticky;top:84px;align-self:start;max-height:calc(100vh - 104px);overflow:auto}}
.rail .t{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--sub);margin:0 0 .7rem}
.rail ul{list-style:none;margin-bottom:1.6rem}
.rail li a{display:block;padding:.4rem .6rem;border-radius:7px;color:var(--sub);font-weight:600}
.rail li a:hover{background:#fff;color:var(--ink)}
.rail li a.on{background:var(--indigo-soft);color:var(--indigo);font-weight:700}
.rail .pop a{display:block;font-size:.83rem;color:var(--sub);padding:.35rem 0;border-bottom:1px solid var(--line-2);font-weight:500}
.rail .pop a:hover{color:var(--indigo)}
@media(max-width:999px){
  .rail{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem}
  .rail ul{display:flex;gap:.4rem;overflow-x:auto;margin-bottom:0;scrollbar-width:none}
  .rail ul::-webkit-scrollbar{display:none}
  .rail li a{white-space:nowrap;border:1px solid var(--line);border-radius:999px;padding:.4rem .8rem}
  .rail .pop,.rail .t{display:none}
}
article{background:#fff;border:1px solid var(--line);border-radius:14px;padding:clamp(1.3rem,3vw,2.6rem);min-width:0}
.cat-tag{display:inline-block;font-size:.72rem;font-weight:800;color:var(--indigo);background:var(--indigo-soft);padding:.25rem .6rem;border-radius:6px;margin-bottom:.8rem}
article h1{font-size:clamp(1.5rem,3.2vw,2.1rem);font-weight:800;letter-spacing:-.035em;line-height:1.3;margin-bottom:.8rem}
.meta{display:flex;flex-wrap:wrap;gap:.4rem 1rem;font-size:.8rem;color:var(--sub);padding-bottom:1rem;border-bottom:1px solid var(--line)}
.meta b{color:var(--ink);font-weight:700}
.review-box{display:flex;gap:.8rem;align-items:flex-start;background:var(--indigo-soft);border-radius:10px;padding:.9rem 1rem;margin:1.2rem 0;font-size:.82rem;line-height:1.6}
.review-box .av{width:2rem;height:2rem;border-radius:50%;background:var(--indigo);color:#fff;display:grid;place-items:center;font-size:.85rem;font-weight:800;flex-shrink:0}
.review-box b{color:var(--indigo-d)}
.body{font-family:var(--serif);font-size:1.05rem;line-height:1.95;color:#26262C}
.body h2{font-family:'Pretendard',sans-serif;font-size:1.3rem;font-weight:800;letter-spacing:-.02em;margin:2.4rem 0 .9rem;scroll-margin-top:5rem}
.body h3{font-family:'Pretendard',sans-serif;font-size:1.05rem;font-weight:800;margin:1.6rem 0 .5rem}
.body p{margin-bottom:1.1rem}
.body ul,.body ol{margin:0 0 1.2rem 1.2rem}.body li{margin-bottom:.5rem}
.body strong{font-weight:700;color:var(--ink)}
.body blockquote,.callout{font-family:'Pretendard',sans-serif;font-size:.9rem;line-height:1.7;background:#FFFBEB;border-left:3px solid #F59E0B;border-radius:0 8px 8px 0;padding:.9rem 1rem;margin:1.4rem 0;color:#5B4708}
.body table{width:100%;border-collapse:collapse;font-family:'Pretendard',sans-serif;font-size:.88rem;margin:1.2rem 0}
.body th,.body td{border:1px solid var(--line);padding:.6rem .8rem;text-align:left}
.body th{background:var(--page);font-weight:700}
.cta{background:#fff;border:1px solid var(--indigo);border-radius:12px;padding:1.2rem;margin:2rem 0;font-family:'Pretendard',sans-serif;display:flex;gap:1rem;align-items:center;flex-wrap:wrap}
.cta .txt{flex:1;min-width:14rem}
.cta h4{font-size:1rem;font-weight:800;margin-bottom:.2rem}
.cta p{font-size:.85rem;color:var(--sub);margin:0}
.sources{font-family:'Pretendard',sans-serif;margin-top:2.4rem;padding-top:1.2rem;border-top:1px solid var(--line);font-size:.8rem;color:var(--sub)}
.sources b{color:var(--ink)}.sources li{margin:.3rem 0 .3rem 1.1rem}
.related{font-family:'Pretendard',sans-serif;margin-top:2rem}
.related h3{font-size:1.05rem;font-weight:800;margin-bottom:.7rem}
.rgrid{display:grid;gap:.7rem}
@media(min-width:640px){.rgrid{grid-template-columns:1fr 1fr}}
.rcard{border:1px solid var(--line);border-radius:10px;padding:.9rem 1rem;transition:.15s}
.rcard:hover{border-color:var(--indigo);background:var(--indigo-soft)}
.rcard .k{font-size:.72rem;color:var(--indigo);font-weight:800;margin-bottom:.2rem}
.rcard .n{font-weight:700;font-size:.92rem}.rcard .s{font-size:.78rem;color:var(--sub);margin-top:.15rem}
.toc{font-size:.84rem}
@media(min-width:1000px){.toc{position:sticky;top:84px;align-self:start;max-height:calc(100vh - 104px);overflow-y:auto}}
.toc .t{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--sub);margin-bottom:.7rem}
.toc a{display:block;padding:.35rem .7rem;color:var(--sub);border-left:2px solid var(--line);font-weight:500;line-height:1.45}
.toc a:hover{color:var(--ink)}
.toc a.on{color:var(--indigo);border-left-color:var(--indigo);font-weight:700;background:var(--indigo-soft)}
@media(max-width:999px){.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem;order:-1}.toc a{border-left:none;padding:.3rem 0}}

/* Glossary */
.idxbar{position:sticky;top:64px;z-index:30;background:var(--page);padding:.7rem 0;border-bottom:1px solid var(--line)}
.idxbar .row{display:flex;gap:.3rem;overflow-x:auto;scrollbar-width:none}
.idxbar .row::-webkit-scrollbar{display:none}
.idxbar a{flex:0 0 auto;width:2.1rem;height:2.1rem;display:grid;place-items:center;border:1px solid var(--line);background:#fff;border-radius:8px;font-size:.85rem;font-weight:700;color:var(--sub)}
.idxbar a:hover{border-color:var(--indigo);color:var(--indigo)}
.idxbar a.empty{opacity:.35;pointer-events:none}
.gwrap{display:grid;gap:2rem;padding:1.4rem 0 3rem}
@media(min-width:1000px){.gwrap{grid-template-columns:minmax(0,1fr) 220px;gap:2.4rem}}
aside.side{display:none}
@media(min-width:1000px){aside.side{display:block;position:sticky;top:9rem;align-self:start}}
.side .t{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--sub);margin-bottom:.7rem}
.side .pop a{display:block;font-size:.83rem;color:var(--sub);padding:.35rem 0;border-bottom:1px solid var(--line-2);font-weight:500}
.side .pop a:hover{color:var(--indigo)}
.group{margin-bottom:2rem;scroll-margin-top:9rem}
.ghead{display:flex;align-items:center;gap:.7rem;margin-bottom:.8rem}
.ghead .ch{width:2.2rem;height:2.2rem;border-radius:9px;background:var(--indigo);color:#fff;display:grid;place-items:center;font-weight:800}
.ghead .cnt{font-size:.78rem;color:var(--sub)}
.terms{display:grid;gap:.6rem}
@media(min-width:700px){.terms{grid-template-columns:1fr 1fr}}
.term{background:#fff;border:1px solid var(--line);border-radius:11px;padding:.95rem 1.1rem;transition:.15s}
.term:hover{border-color:var(--indigo);box-shadow:0 8px 20px -16px rgba(55,48,163,.6)}
.term .n{font-weight:800;font-size:.95rem;letter-spacing:-.01em;margin-bottom:.2rem}
.term .n .en{font-size:.72rem;color:#A0A5AE;font-weight:600;margin-left:.35rem}
.term .d{font-size:.83rem;color:var(--sub);line-height:1.55}
.term .rel{margin-top:.5rem;display:flex;gap:.3rem;flex-wrap:wrap}
.term .rel a,.term .rel span{font-size:.72rem;color:var(--indigo);background:var(--indigo-soft);border-radius:5px;padding:.1rem .4rem;font-weight:700}
.gsearch{position:relative;max-width:26rem;margin-top:1rem}
.gsearch input{width:100%;border:1px solid var(--line);border-radius:10px;padding:.75rem .9rem .75rem 2.3rem;font-family:inherit;font-size:.95rem;background:#fff}
.gsearch input:focus{outline:none;border-color:var(--indigo)}
.gsearch .ic{position:absolute;left:.8rem;top:50%;transform:translateY(-50%);color:var(--sub)}
.empty-box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:2.5rem;text-align:center;color:var(--sub)}

/* FAQ / details */
details{border:1px solid var(--line);border-radius:10px;margin-bottom:.5rem;background:#fff}
summary{list-style:none;cursor:pointer;padding:.9rem 1rem;font-weight:700;font-size:.92rem;display:flex;justify-content:space-between;gap:1rem}
summary::-webkit-details-marker{display:none}
summary .i{color:var(--indigo);transition:.2s}
details[open] summary .i{transform:rotate(45deg)}
details .a{padding:0 1rem 1rem;font-size:.87rem;color:var(--sub);line-height:1.7}

/* Legal / form */
.legal{background:#fff;border:1px solid var(--line);border-radius:14px;padding:clamp(1.3rem,3vw,2.4rem);margin:1.2rem 0 2.4rem;max-width:52rem}
.legal h1{font-size:1.4rem;font-weight:800;margin-bottom:.7rem}
.legal h2{font-size:1rem;font-weight:800;margin:1.3rem 0 .35rem}
.legal p{font-size:.88rem;color:#374151;margin-bottom:.5rem;line-height:1.7}
.form{max-width:30rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.5rem;margin:1.2rem 0 2.4rem}
.field{margin-bottom:1rem}
.field label{display:block;font-size:.82rem;font-weight:800;margin-bottom:.4rem}
.field input[type=text],.field input[type=tel]{width:100%;border:1px solid var(--line);border-radius:9px;padding:.8rem .9rem;font-family:inherit;font-size:.95rem}
.field input:focus{outline:none;border-color:var(--indigo)}
.agree{display:flex;align-items:flex-start;gap:.45rem;font-size:.78rem;color:var(--sub);margin:.4rem 0 1rem;line-height:1.5}
.agree a{color:var(--indigo);text-decoration:underline}
.form-error{background:#FEF2F2;color:#B91C1C;border:1px solid #FCA5A5;border-radius:9px;padding:.8rem .9rem;font-size:.85rem;margin-bottom:1rem}
.done{text-align:center;padding:3rem 1rem}.done .big{font-size:3rem}
.done h1{font-size:1.5rem;font-weight:800;margin:.6rem 0 .4rem}
.done p{color:var(--sub);margin-bottom:1.2rem}

footer{background:#fff;border-top:1px solid var(--line);margin-top:2rem}
footer .in{padding:2rem var(--pad) 2.4rem;font-size:.8rem;color:var(--sub);line-height:1.8}
footer .fb{font-size:1.05rem;font-weight:800;color:var(--ink);margin-bottom:.3rem}footer .fb .d{color:var(--indigo)}
footer .links{display:flex;gap:1rem;margin:.6rem 0;flex-wrap:wrap}
footer .links a:hover{color:var(--indigo)}
footer .disc{font-size:.74rem;color:#9AA0AA;border-top:1px solid var(--line);padding-top:.9rem;margin-top:.9rem;max-width:52rem}

/* 관리자 */
.adm{max-width:1100px;margin:0 auto;padding:1.6rem 1.25rem;background:#fff;min-height:100vh}
.adm-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:1.2rem;flex-wrap:wrap;gap:.6rem}
.adm h1{font-size:1.25rem;font-weight:800}.adm h2{font-size:1rem;font-weight:800;margin:1.4rem 0 .6rem}
.adm-nav{display:flex;gap:.5rem;margin-bottom:1.2rem;flex-wrap:wrap}
.adm-nav a{font-size:.85rem;font-weight:700;padding:.4rem .8rem;border-radius:8px;border:1px solid var(--line);color:var(--sub)}
.adm-nav a.on{background:var(--indigo);color:#fff;border-color:var(--indigo)}
.btnsm{display:inline-block;background:var(--indigo);color:#fff;border-radius:.6rem;padding:.5rem .9rem;font-size:.8rem;font-weight:700;border:none;cursor:pointer}
.btnsm.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btnsm.danger{background:#fff;color:#C0392B;border:1px solid #f2c2bb}
.tbl{width:100%;border-collapse:collapse;font-size:.8125rem}
.tbl th,.tbl td{border:1px solid var(--line);padding:.5rem .6rem;text-align:left;vertical-align:top}
.tbl th{background:var(--page);font-weight:700;white-space:nowrap}
.tbl select,.tbl input{font-family:inherit;font-size:.78rem;padding:.2rem .3rem;border:1px solid var(--line);border-radius:.4rem}
.adm-form{display:grid;gap:.8rem;background:var(--page);border:1px solid var(--line);border-radius:12px;padding:1.2rem;margin-bottom:1.4rem}
.adm-form label{font-size:.78rem;font-weight:800;display:block;margin-bottom:.25rem}
.adm-form input,.adm-form select,.adm-form textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:.6rem .7rem;font-family:inherit;font-size:.9rem;background:#fff}
.adm-form textarea{min-height:16rem;font-family:ui-monospace,Menlo,monospace;font-size:.85rem;line-height:1.6}
.adm-form .row{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
@media(max-width:700px){.adm-form .row{grid-template-columns:1fr}}
.adm-login{max-width:22rem;margin:5rem auto;padding:0 1.25rem}
.adm-login .field label{font-size:.85rem}
.scrollx{overflow-x:auto}
.badge{display:inline-block;border-radius:.4rem;padding:.1rem .45rem;font-size:.7rem;font-weight:700}
.badge.live{background:#DCFCE7;color:#166534}.badge.draft{background:#FEF9C3;color:#854D0E}